A Bibliometric Review of FinTech's Impact on Banking Risk



FinTech, Bank risk, Technology Integration, Financial Innovation, Global Finance.


This bibliometric analysis delves into the realm of financial technology (FinTech) and its impact on the banking sector, with a specific focus on research patterns spanning from 2013 to 2023. Given the fast-paced progress in FinTech, this study aims to analyse the scholarly discussions, common topics, worldwide contributions, and changes in research focus found in the current body of literature. Using bibliometric analytical techniques, we examined a dataset of 813 documents obtained from the Scopus database. Our analysis uncovered a notable increase in publications related to FinTech in various regions. Our analysis reveals a dynamic thematic landscape that has evolved from core concepts in FinTech to blockchain technology, cybersecurity, and the profound impact of the pandemic on digitalization. The study also emphasises the significance of international collaborations, interdisciplinary research approaches, and the involvement of multiple funding organisations, all underscoring the strategic importance of FinTech research. In addition, our research highlights the continued importance of comprehending the relationship between FinTech advancements and the stability of the financial system. Ultimately, this study highlights the importance of ongoing and flexible research endeavours that provide valuable insights for policymakers and practitioners to effectively leverage the economic potential of FinTech while responsibly navigating the challenges of regulations and associated risks. This study makes a significant contribution to the ongoing scholarly discussion and policy development in the ever-changing field of FinTech and its impact on the banking industry.